Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Homeowners insurance covers damage to your home and belongings caused by fire, heavy wind and other disasters. Many, or all, of the products featured on this page are from our advertising partners who ...

Performance Adjusting reports that homeowners insurance typically covers various property damages, including fire, theft, and ...

Homeowners insurance is supposed to be the quiet safety net in the background of your life, not a pop quiz you can fail. Yet ...

Kansas is one of the most expensive states in America for homeowners insurance. Missouri rates are rising, too.

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...